Catastrophic Risks: Risk that has its origin in extraordinary and improbable events but which, due to their magnitude, involve a high amount of the damage they cause. 

Loss of Profits: Loss of profit is the damage of a patrimonial nature. It consists of the potential profit that you obtain because of non-controlled or external reasons. 

Machinery & Equipment: Fire and or lightning accidents that occur despite proper handling, as well as those that occur as a result of carelessness, inexperience, or negligence of the driver. Collision by moving or stationary objects, overturning, ground subsidence, landslide, and derailment.  

Electronic Equipment: Fire (with or without flame), the explosion of all kinds, direct lightning strike, fall of manned and unmanned aircraft. Damage from pipes, flood waters, floods, drains, thaw, and humidity.